Five seats. A fifth opens only when the case is hard.
Chiron leads every case and Issac always assesses utilization-review and IMR-denial risk. Justine convenes when apportionment or mixed causation is in play; Eli convenes when there is a billing dispute to reason through. The fifth seat — Theo, on ethics and fairness — opens automatically the moment Chiron’s own confidence drops below 70%. It runs in parallel and degrades gracefully: the right specialists, on the right case, every time, never more than the case needs.